VA Real Estate Listings
Charlottesville Real Estate
For Sale MLS Listings / Buyers Information
The Benefits of buying a home:
- one of the best investments a person can make
- income tax savings
- forced savings
- independence of owning your own place
- stable monthly housing cost
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- one of the best investments a person can make
- income tax savings
- forced savings
- independence of owning your own place
- stable monthly housing cost
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Click below to find your homeSEARCH Current Listings
Many homes in your price range. Updated in real time.
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Pre-approval Process : Simple process that you can't go home shopping without- It is quick, easy and necessary. You don't go shopping without knowing how much money you can spend.
- determines exactly how much home you can afford
- how much cash you need for down payment
- example of what your monthly payment will be
- explains the tax advantages of buying
I will be glad to provide you with a list of local lenders that are experts in loan information.
Know where you stand.
What information will I need to provide the mortgage loan officer?
Basic information such as your address, if you rent or own, if you have a current mortage, income information, employment history, address of any property you own. This is a question to ask when you set your appointment. to be sure you have everything.
Basics of Mortgage
1. Fixed - rate mortgage is the most popular mortgage because your payment rate is set for the life of the mortgage, so you will always know your payment due.
2. Adjustable - rate mortgage means the interest rate will be adjusted to the rate that your index is at any given time, so payments can change regularly.
3. Interest - only mortgage means you pay only the interest first (anywhere from 5 to 10 yrs), then you will begin to pay higher payments when you start paying the principal, Principal is the equity in your home.
Pre-approval Process : Simple process that you can't go home shopping without- It is quick, easy and necessary. You don't go shopping without knowing how much money you can spend.
- determines exactly how much home you can afford
- how much cash you need for down payment
- example of what your monthly payment will be
- explains the tax advantages of buying
I will be glad to provide you with a list of local lenders that are experts in loan information.
Know where you stand.
What information will I need to provide the mortgage loan officer?
Basic information such as your address, if you rent or own, if you have a current mortage, income information, employment history, address of any property you own. This is a question to ask when you set your appointment. to be sure you have everything.
Basics of Mortgage
1. Fixed - rate mortgage is the most popular mortgage because your payment rate is set for the life of the mortgage, so you will always know your payment due.
2. Adjustable - rate mortgage means the interest rate will be adjusted to the rate that your index is at any given time, so payments can change regularly.
3. Interest - only mortgage means you pay only the interest first (anywhere from 5 to 10 yrs), then you will begin to pay higher payments when you start paying the principal, Principal is the equity in your home.
Check Your Credit Today
No Charge Credit Report Website: www.annualcreditreport.com
Credit Tips for future home buyers:
- Do not apply for unnecessary credit.
- Make sure your credit report is correct and fix any errors now.
- Make sure you are paying your bills on time.
- Keep your current spending under control. Do not go out and buy a new car.
- Pay off any small bills/loans as soon as possible.
*AnnualCreditReport.com - the only federally approved website to get your no charge credit reports from. Others may give you a credit report, only if you buy their product.
5 Tips for : Buyers
-----See a lender and get prequalified (no cost to talk with lender), it is the only way you know how much home you can afford and buyers will not take you seriously with out being prequalified.
-----Write down the what things you really feel you require (# of bedrooms, basement or one level, school district) Go to open houses on Sundays to get some ideas.
-----See a limited amount of homes at a time. Too many can become confusing.
-----Look past the minor details, a pink room in an otherwise perfect home can always be painted another color.
-----Do not make any major purchases prior to settlement on a home as this will affect your loan.
Important Questions to ask yourself......................If I were a buyer I would ask:
1. How soon do I need to move?
2. What kind of home do I want? Town home, condo or a detached home?
3. Am I willing to work on home improvement projects or do I want everything to be ready on purchase? Do I have time and money to do projects?
4. How important are schools to you? Have you looked up the schools in your potiental area on the Internet?
5. How long do you plan to live in this home? If long term, are you thinking of one level living or are you willing to climb stairs years from now?
5. Have you checked out crime reports for your new potential area?
6. Where will you work and how important will the commute time be to you?
7. When you find a home of interest, think about what is around the home as well. You are not just buying a home but the view that goes with it.
8. Will I need access to public transportation?
9. How many bedrooms and bathrooms do I require?
10. Do I need a garage, a pool and/or a yard?
Getting Started -------------Step by step : Buying " The Basics of Buying"
1. First step is getting approval by a lender. The lender will simply determine the price range that you qualify for. This is a must have. You must be able to qualify for a mortgage in order to know the price range to look at. (Unless you plan to pay cash) This is key so the seller knows that you are serious in your offer. I can provide you with a local lender list if needed. Approval letter shows the seller that you are a credible potential buyer.
2. Plan Ahead. Call and set up an appointment so that we can make calls to get you into the homes you want to see. Some homes/planned communities are only open certain hours, closed on Sundays or seen by appointment only. Sunday is also known as open house day, so lots of agents are already tied up on Sunday's with open houses. Don't wait to the last minute as it is first come first serve.
3. Make a list of what you most need in a home.
4. With the above, we can start shopping for your dream home. You have full access to all available homes on the market. I am a trained professional ready to represent you.
5. Once we find what your looking for, we can submit an offer based on all the facts to ensure that your are getting the best value.
6. I will effectively negotiate on your behalf each step of the way taking the stress off of you and getting you the best possible terms.
7. Once an offer is accepted, the next step is to complete the loan process.
8. There will be a time frame to complete any inspections, required documents or any contingencies and walk thur.
9. Start packing
10. I will be there for the Settlement/ Closing process so that you can be confident it will be processed right! I always have your best interest at heart.
What are some reasons to hire a REALTOR?
Buying a home is a complicated financial transaction and one of the most important decisions you will ever make. It is important to have skilled, experience help to smooth out the stressful areas. You need someone you can trust to handle the process. Just as you would trust your mechanic to provide answers to your automotive needs. REALTORS can answer the big questions:
- How did they come up with this price?
- How does this home compare with the one down the street?
- Is there something wrong with this property?
- How can you help me with financing?
- Who is drawing up the paperwork?
- How long does it take?
Why take the risk of making a huge financial mistake. REALTORS are licensed professionals trained to handle everything in the real estate business. It is our job to protect the client from any pitfalls. In real estate, errors can be very costly. We are here to protect you in this world of complicated forms. Again, REALTORS get paid when the property closes so it is vital that we do everything we can to help you in the process to SOLD!
Another important fact: Only 12% of all home sales nationwide are completed without an agent.
Buying a home is a complicated financial transaction and one of the most important decisions you will ever make. It is important to have skilled, experience help to smooth out the stressful areas. You need someone you can trust to handle the process. Just as you would trust your mechanic to provide answers to your automotive needs. REALTORS can answer the big questions:
- How did they come up with this price?
- How does this home compare with the one down the street?
- Is there something wrong with this property?
- How can you help me with financing?
- Who is drawing up the paperwork?
- How long does it take?
Why take the risk of making a huge financial mistake. REALTORS are licensed professionals trained to handle everything in the real estate business. It is our job to protect the client from any pitfalls. In real estate, errors can be very costly. We are here to protect you in this world of complicated forms. Again, REALTORS get paid when the property closes so it is vital that we do everything we can to help you in the process to SOLD!
Another important fact: Only 12% of all home sales nationwide are completed without an agent.
When you are ready to make a move -
Karen Gentry - email contact at : KarenGentry@remax.net or cell 434-996-2410
If you prefer email only contact please indicate on your email. Your information is confidential.
The following is information that will help me to better assist you. Or use this list to help you better identify what you may be looking for in your future home search. No obligation to you.
Contact information:
Your name and email address:
Phone number you wish to be contacted at:
Are you interested in buying, selling or relocation:
The best time to reach you:
Buyers:
Area of interest:
Price range :
Number of bedrooms and bathrooms:
Time Frame of purchase:
Prequalified by lender:
Do you need information on financing?
Any personal special requirements? EXAMPLES : Garage, Basement, Desired school district, large yard
Do you have a home to sell first?
Karen Gentry - email contact at : KarenGentry@remax.net or cell 434-996-2410
If you prefer email only contact please indicate on your email. Your information is confidential.
The following is information that will help me to better assist you. Or use this list to help you better identify what you may be looking for in your future home search. No obligation to you.
Contact information:
Your name and email address:
Phone number you wish to be contacted at:
Are you interested in buying, selling or relocation:
The best time to reach you:
Buyers:
Area of interest:
Price range :
Number of bedrooms and bathrooms:
Time Frame of purchase:
Prequalified by lender:
Do you need information on financing?
Any personal special requirements? EXAMPLES : Garage, Basement, Desired school district, large yard
Do you have a home to sell first?
What are some reasons to hire a REALTOR?
Buying a home is a complicated financial transaction and one of the most important decisions you will ever make. It is important to have skilled, experience help to smooth out the stressful areas. You need someone you can trust to handle the process. Just as you would trust your mechanic to provide answers to your automotive needs. REALTORS can answer the big questions:
- How did they come up with this price?
- How does this home compare with the one down the street?
- Is there something wrong with this property?
- How can you help me with financing?
- Who is drawing up the paperwork?
- How long does it take?
Why take the risk of making a huge financial mistake. REALTORS are licensed professionals trained to handle everything in the real estate business. It is our job to protect the client from any pitfalls. In real estate, errors can be very costly. We are here to protect you in this world of complicated forms. Again, REALTORS get paid when the property closes so it is vital that we do everything we can to help you in the process to SOLD!
Another important fact: Only 12% of all home sales nationwide are completed without an agent.
Buying a home is a complicated financial transaction and one of the most important decisions you will ever make. It is important to have skilled, experience help to smooth out the stressful areas. You need someone you can trust to handle the process. Just as you would trust your mechanic to provide answers to your automotive needs. REALTORS can answer the big questions:
- How did they come up with this price?
- How does this home compare with the one down the street?
- Is there something wrong with this property?
- How can you help me with financing?
- Who is drawing up the paperwork?
- How long does it take?
Why take the risk of making a huge financial mistake. REALTORS are licensed professionals trained to handle everything in the real estate business. It is our job to protect the client from any pitfalls. In real estate, errors can be very costly. We are here to protect you in this world of complicated forms. Again, REALTORS get paid when the property closes so it is vital that we do everything we can to help you in the process to SOLD!
Another important fact: Only 12% of all home sales nationwide are completed without an agent.
When you are ready to make a move -
Karen Gentry - email contact at : KarenGentry@remax.net or cell 434-996-2410
If you prefer email only contact please indicate on your email. Your information is confidential.
The following is information that will help me to better assist you. Or use this list to help you better identify what you may be looking for in your future home search. No obligation to you.
Contact information:
Your name and email address:
Phone number you wish to be contacted at:
Are you interested in buying, selling or relocation:
The best time to reach you:
Buyers:
Area of interest:
Price range :
Number of bedrooms and bathrooms:
Time Frame of purchase:
Prequalified by lender:
Do you need information on financing?
Any personal special requirements? EXAMPLES : Garage, Basement, Desired school district, large yard
Do you have a home to sell first?
Karen Gentry - email contact at : KarenGentry@remax.net or cell 434-996-2410
If you prefer email only contact please indicate on your email. Your information is confidential.
The following is information that will help me to better assist you. Or use this list to help you better identify what you may be looking for in your future home search. No obligation to you.
Contact information:
Your name and email address:
Phone number you wish to be contacted at:
Are you interested in buying, selling or relocation:
The best time to reach you:
Buyers:
Area of interest:
Price range :
Number of bedrooms and bathrooms:
Time Frame of purchase:
Prequalified by lender:
Do you need information on financing?
Any personal special requirements? EXAMPLES : Garage, Basement, Desired school district, large yard
Do you have a home to sell first?
When you are ready to make a move-
Karen Gentry - email contact at : KarenGentry@remax.net or cell 434-996-2410
If you prefer email only contact please indicate on your email. Your information is confidential. The following is information that will help me to better assist you.
Contact information:
Your name and email address:
Phone number you wish to be contacted at:
Are you interested in buying, selling or relocation:
The best time to reach you:
Buyers:
General idea of what you are looking for:
Size of home:
Type/ style of home:
# of bedrooms:
#of bathrooms:
Any special features or upgrades which you require:
Are you the final decision maker?
Time frame of move:
Do you need to sell your home first?
Karen Gentry - email contact at : KarenGentry@remax.net or cell 434-996-2410
If you prefer email only contact please indicate on your email. Your information is confidential. The following is information that will help me to better assist you.
Contact information:
Your name and email address:
Phone number you wish to be contacted at:
Are you interested in buying, selling or relocation:
The best time to reach you:
Buyers:
General idea of what you are looking for:
Size of home:
Type/ style of home:
# of bedrooms:
#of bathrooms:
Any special features or upgrades which you require:
Are you the final decision maker?
Time frame of move:
Do you need to sell your home first?
Karen Gentry, Licensed REALTOR® in the Commonwealth of Virginia
RE/MAX Excellence 1160 Pepsi Place, Suite 301 Jordan Building Charlottesville,Va 22901
Mobile 434-996-2410 Toll Free 1-800-565-7629 Office 434-979-7629 Fax 434-979-1418
Member of Charlottesville Association of REALTORS®
Email: KarenGentry@remax.net
CharlottesvilleDowntownHound.blogspot.com
Thanks for visiting www.CharlottesvilleBuyHome.com.
Each RE/MAX office is independently owned and operated.
RE/MAX Excellence 1160 Pepsi Place, Suite 301 Jordan Building Charlottesville,Va 22901
Mobile 434-996-2410 Toll Free 1-800-565-7629 Office 434-979-7629 Fax 434-979-1418
Member of Charlottesville Association of REALTORS®
Email: KarenGentry@remax.net
CharlottesvilleDowntownHound.blogspot.com
Thanks for visiting www.CharlottesvilleBuyHome.com.
Each RE/MAX office is independently owned and operated.